9. Shopping
The picture says it all so earn money but spend it wisely.Buy your needs before wants.
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10. Use of credit/debit cards
When you use your debit/credit card, it’s a lot easier to spend more than you intend to because you aren’t seeing the money. You just press some buttons and boom, purchase made. Apply for credit cards only when you can afford or pay on time.
In a nutshell its not a rocket science to understand the difference between Needs & Wants,Earn money to buy things you need the most.Don’t risk your needs for the wants.
This meme sums everything and all your doubts.
